BANK NAZORATI MEXANIZMLARINING KUCHAYTIRILISHI: BASEL III TALABLARI ASOSIDA BAHOLASH
Keywords:
Bank nazorati, ichki nazorat, tashqi nazorat, Basel III, kapital yetarliligi, Common Equity Tier 1 (CET1), Tier 1 kapitali, Tier 2 kapitali, likvidlik, LCR, NSFR, kredit risk, bozor risk, operatsion risk, risklarni boshqarish, moliyaviy barqarorlik, bank barqarorligi, global moliyaviy inqiroz, bank tizimi, bank kapitallari, moliyaviy monitoring, regulator, moliyaviy nazorat, ichki audit, korporativ boshqaruv, hedjing, diversifikatsiya, bank sektorini rivojlantirish.Abstract
Ushbu maqolada bank nazorati tizimining samaradorligi, ichki va tashqi nazorat mexanizmlari, kapitallar yetarliligi va likvidlikni boshqarishning ahamiyati tahlil qilinadi. 2008–2009 yillardagi global moliyaviy inqirozdan so‘ng joriy etilgan Basel III standartlari banklarning moliyaviy barqarorligini oshirish, risklarni kamaytirish va inqirozlarga chidamliligini ta’minlashga qaratilgan asosiy vosita sifatida ko‘rib chiqiladi. Xalqaro tajribalar, jumladan Evropa Ittifoqi, AQSh va Osiyo mamlakatlari misolida bank nazoratining samaradorligi tahlil qilinadi. Ushbu maqola bank nazorati va risklarni boshqarish sohasida ilmiy-amaliy asosda tavsiyalar berishga qaratilgan bo‘lib, moliya institutlari va regulatorlar uchun qimmatli manba bo‘la oladi.
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